QDRO PLAN TYPES

As you can imagine, there are hundreds of thousands of different plans nationally through hundreds of thousands of different employers.  We prepare Qualified Domestic Relations Orders ("QDRO's") (or other retirement division order) for all Plan's nationwide.  We have never had a plan we were not able to prepare a QDRO (or other retirement division order) for, provided it was a plan that was dividable under the terms of the Plan.  Having said that, below is just a short topical overview of the traditional types of plans we prepare QDRO's or other retirement division orders for.  Please keep in mind that this is not an exhaustive list but just gives you an overview of our experience.

Defined Benefit Plans

·         Traditional Plan
·         Cash Balance Plan
·         Money Purchase Plan[/toggle]

Defined Contribution Plans

·         Traditional Plan
·         401(k) Plan
·         403(b) Plan
·         Employee Stock Ownership Plans (ESOP's)
·         Profit Sharing Plan
·         Savings Plan
·         TIAA/CREF Plan
·         Individual Retirement Plan (IRA)

Federal Government Plans

·         Civil Service Retirement System
·         Federal Employees Retirement System
·         Thrift Savings Plan

State, City & Public School Retirement Systems

Local County and Municipal Plans

Military Retirement System (MRS)

Railroad Retirement System (RRS)